Partners in Housing guides families in housing crisis from insecurity to stability, self-reliance and prosperity.

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Pulling your credit score can be very intimidating for anyone. Complicate that with having an eviction, having experienced homelessness and not having the resources to always pay your bills on time. Rebecca Cordova, a Certified Credit Counselor with Partners in Housing, guides families that are new to the program through the process of checking their score, mathematically figuring out what financial commitments they can make to their creditors and how to clean up their credit record. Forecasting what they will need to earn when they leave the program allows them to begin thinking about budgeting and increasing their wages. Rebecca explains that “the biggest goal at the end of the program is to secure sustainable housing. Credit scores and evictions are huge barriers.” Working with the families to clear up an eviction and to increase their credit score means that more options are available to them when they leave. Partners in the program have an entire year to hone in on credit repair. Those first steps also set the foundation for the budget work that they will be doing with their Case Managers and Money Mentors throughout the year. “I love seeing the paradigm shift, that “AHA!” moment, when they realize I have power over this and that I truly know how much money I have and how much money I need.”

“OUR PARTNERS WANT TO BE EDUCATED ABOUT THEIR CREDIT RIGHTS AND TO BE ABLE TO ADVOCATE FOR THEMSELVES. MOST HAVEN’T THOUGHT ABOUT FINANCIAL HEALTH AS A FORM OF SELF-CARE, BUT FINANCIAL SELF-CARE IS LIKE GOING TO THE DOCTOR. YOUR CREDIT REPORT SHOWS YOUR SYMPTOMS AND YOUR CREDIT COUNSELOR CAN OFFER SOLUTIONS TO BECOME FINANCIALLY HEALTHIER.”

 
 
 

 

Credit Counseling for Good Financial Health

Posted by on 4:16 pm in Uncategorized | 0 comments

Credit Counseling for Good Financial Health

Pulling your credit score can be very intimidating for anyone. Complicate that with having an eviction, having experienced homelessness and not having the resources to always pay your bills on time. Rebecca Cordova, a Certified Credit Counselor with Partners in Housing, guides families that are new to the program through the process of checking their score, mathematically figuring out what financial commitments they can make to their creditors and how to clean up their credit record. Forecasting what they will need to earn when they leave the...

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Moving Families Forward Through Food Insecurity

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Moving Families Forward Through Food Insecurity

“I never really knew how to cook, or plan or budget.  Buying McDonalds’s was cheaper and easier than wrestling with 3 kids at the grocery store.”  For families living paycheck to paycheck, budgeting an entire week’s worth of meals is daunting.  “Do I pay for utilities this week, medications, or put gas in the car?  I can scrape together $10 today to buy 10 dollar items off the Dollar Menu, but I wasn’t able to save up enough for a week’s worth of groceries to go to the store.” Food insecurity, which can be defined as the lack of access to an...

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Colorado Springs Homeless Response Action Plan

Posted by on 6:52 pm in Uncategorized | 0 comments

Colorado Springs Homeless Response Action Plan

Last month, city staff developed the 2018-19 Homelessness Response Action Planfeaturing “8 Points” to help people experiencing homelessness in Colorado Springs.   These goals include a work program for people experiencing homelessness, a comprehensive plan to create affordable housing and the designation of more resources to help neighborhoods clean up camps.  This initial plan ignored a very important, but invisible population:  FAMILIES. We are excited to announce that the city has accepted a proposal to adopt a “Point 9”!  Drafted through...

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